California credit unions are not-for-profit organizations created to service their members who live, work, worship or go to school within a designated community area.

Credit unions were created to offer everyday people a low-cost alternative to banks including services such as investment advice, mortgages, business loans and checking and savings accounts that earn interest and have no monthly fees.

Credit unions typically pay more interest than banks. According to the most recent data from the NCUA (National Credit Union Administration), credit unions pay higher average rates on money markets and all surveyed certificate terms.

                                 CALIFORNIA CREDIT UNIONS NEAR YOU

Orange County Teachers CU N Euclid St, Anaheim, CA  (714) 258'4000 590 

Orange County Teachers Fed CU E Santa Ana Canyon Rd, #179, Anaheim, 

CA (714) 258'4000 8152

Cal-Cen Federal Credit Union N Gilbert St, Anaheim, CA (714) 778'6904 1140 

Wescom Credit Union S Weir Canyon Rd, Anaheim, CA  (888) 893'7266 791 

Interstate Federal Credit Unn S State College Blvd, #100, Anaheim, CA  (714) 635-'6928 1475 

Partners FCU S Towne Centre Pl, #100, Anaheim, CA  (714) 712'7328 2190 

Safe 1 California Credit Unions Serving All Local Residents Columbus St, Bakersfield, CA  (661) 327-3818 400 Oak St, #J, Bakersfield, CA and (661) 327'3818 3711 

Bakersfield City Employees Federal Credit Union16th St, Bakersfield, CA (661) 861'6151 2817 

Bakersfield Community Fed CU 16th St, Bakersfield, CA  (661) 322'2091 2101 

Chevron Valley Credit Union E Brundage Ln, Bakersfield, CA  (661) 326'1484 1007 

Golden 1 Credit Union (661) 633-2662 4106 California Ave, Bakersfield, CA

Kern Central Credit Union Merchant verified H St, Bakersfield, CA (661) 395'3032 2100 

Kern Federal Credit Union 1717 Truxtun Ave Bakersfield, CA 93301 (661)327'9461

Kern Schools Federal Credit Union P.O. Box 9506 Bakersfield, CA 93389 (661)833'7900

Patelco Credit Union California Ave, Bakersfield, CA  (661) 327'5282 4106 

Partners Federal Credit Union 100 N. First Street, Suite 400 Burbank,

 CA 91502(818) 558'4504

Lockheed Federal Credit Union P.O. Box 6759 Burbank, CA 91510 (800)328'5328

Chula Vista City Emplys FCU 4th Ave, Chula Vista, CA  (619) 691'5240 276 

Eastlake Navy Fed Financia l1450 Eastlake Pky, #180, Chula Vista, CA  (619) 656'5981 1450 

Financial 21 Community CU E H St, #603, Chula Vista, CA (619) 425'5633 358 

Mission Federal Credit Union E H St, Chula Vista, CA(800) 500'6328 

Navy Federal Credit Union Mira Mesa Blvd A, Chula Vista, CA(866) 454'3137 8260 

USA Federal Credit Union Tierra Del Rey, Chula Vista, CA(858) 831'8100 

San Diego County Credit Union Otay Lakes Rd, Chula Vista, CA(619) 421'5038 2280 

Patelco Credit Union Mowry Ave, Fremont, CA(510) 442'6200 5166 

Fresno Fire Department Credit Union N Fresno St, Fresno, CA(559) 228'1997 5300 

Fresno County Federal CU N Van Ness Ave, Fresno, CA(559) 252'5000 1250 

Greater Valley Credit Union E Shields Ave, Fresno, CA(559) 244'5790 1901 

Pacific Service Credit Union O St, Fresno, CA(559) 263'5279 650 

So-Val Tel Fed Credit Union E Clinton Way, Fresno, CA(559) 456'1144 4986 

State Center California Credit Unions Mariposa Mall, Fresno, CA(559) 225-7228 1515 E Shaw Ave, Fresno, CA and (559) 497'0216 2550

United Local Credit Union W Bullard Ave, Fresno, CA(559) 431'8329 1755 

California's First Federal CU Garden Grove Blvd, #100, Garden Grove, 

CA (714) 741'8141 11752 

Eagle Community Credit Union Harbor Blvd, Garden Grove, CA(800) 324'5328 13902 

California Credit Union  N Brand Blvd, #7, Glendale, CA(818) 291'6700 701 

Fiscal Credit Union E Colorado St, Glendale, CA(818) 553'8200 310

Gamc Federal Credit Union E Chevy Chase Dr, Glendale, CA(818) 409'8211 1441 

Sda Credit Union Glendale E Chevy Chase Dr, Glendale, CA(818) 246'7241 1441 

Nu Vision Financial Fed Credit 5912 Bolsa Ave, Huntington Beach, CA(714) 375'8000 5912 

Clarke Patricia Evelyne Cir, Huntington Beach, CA(714) 960-3776 8191 

Gentelco West Federal Credit Union  E Spring St, Long Beach, CA(562) 595'6767 3229 

Lbs Financial Credit Union E 10th St, Long Beach, CA(562) 598'9007 4341 

Jacom Credit Union Seabright Ave, Long Beach, CA(562) 432'4555 1766 

Pacific Community Credit Union E Spring St, Long Beach, CA(562) 424'2324 3229 

VA Desert Pacific Federal CU E 7th St, Long Beach, CA(562) 498'1250 5901 

Credit Union-Organized Labor Mchenry Ave, Modesto, CA(209) 527'8731 2112 

Financial Center Credit Union E Yosemite Ave, Manteca, CA(209) 824'7065 206 

Modesto's First Federal CU 12th St, Modesto, CA(209) 521'2020 430 

Mocse Credit Union Merchant verified Coffee Rd, Modesto, CA(209) 572'3600 3600 

Operating Engineers Fed CU Mchenry Ave, Modesto, CA(209) 525'8460 538 

Stanislaus County Fed CU J St, Modesto, CA(209) 549'8511 1419 

Tenet Federal Credit Union Florida Ave, Modesto, CA(209) 238'0341 1441 

Valley First California Credit Unions Dale Rd, Modesto, CA(209) 549'8500 1419 J St, Modesto, CA and (209)  577'2878 3401 

Yosemite Farm Credit Kiernan Ave, #101, Modesto, CA(209) 545'6174 4216 

Arrow Credit Union Edgewater Dr, Oakland, CA(510) 562'2753 8301 

Chevron Texaco Credit Union 14th St, Oakland, CA(510) 627'5000 475 

East Bay Postal Credit Union Roland Way, #102, Oakland, CA(510) 568'7150 480 

Hanin Federal Credit Union Camden St, Oakland, CA(510) 430'0560 6226 

Kai Perm Federal Credit Union Broadway, Oakland, CA(510) 628'6000 2101 

Oakland Municipal Credit Union  Frank H Ogawa Plz, Oakland, CA(510) 637'6600 250 

Sterlent Credit Union - ATM Franklin St, Oakland, CA(866) 783'7536 1820 

Utility District Credit Union Adeline St, Oakland, CA(510) 287'0537 2130 

Valley Credit Union Clay St, Oakland, CA(510) 653'0395 

California Coast CU 3485 Marron Rd, Oceanside, CA(760) 730'1717 

Faith Based Fed Credit Union Oceanside Blvd, Oceanside, CA(760) 754'2242 2195 

Mission Federal Credit Union Old Grove Rd, Oceanside, CA(800) 500'6328 125 

Navy Federal Credit Union Avenida De La Plata, Oceanside, CA(760) 631'3360 4180 

Arrowhead Credit Union Central Ave, Chino, CA(909) 628'0688 

Chaffey Federal Credit Union N Lemon St, Ontario, CA(909) 986'4552 410 

Ontario Montclair Sch Employee N Palmetto Ave, Ontario, CA(909) 983'1959 1520 

Ontario Public Employee FCU W B St, Ontario, CA(909) 984'8781 202 

Wescom Credit Union Mills Cir, Ontario, CA(909) 581'3003 4330 

CBC Federal Credit Union E Gonzales Rd, Oxnard, CA(805) 988'2151 2151 

City of Oxnard Employee CU S B St, Oxnard, CA(805) 385'3456 640 

Pacific Oaks Federal CU N C St, #A, Oxnard, CA(805) 981'9098 1950 

St John's Oxnard Federal CU N Rose Ave, Oxnard, CA(805) 988'2857 1600 

Ventura County Contractors N Rose Ave, Oxnard, CA(805) 477'4000 2160 

Altura Credit Union Riverside Ave, Riverside, CA(951) 571'5448 6403 

Arrowhead Central Credit Union Magnolia Ave, Riverside, CA(951) 358'0171 10450 

La Loma Federal Credit Union Pierce St, Riverside, CA(909) 785'7275 11498 

Inland Counties Postal CU Orange St, #212a, Riverside, CA(951) 684-6564 380

Kaiser Federal Credit Union Pierce St, Riverside, CA(951) 509'0284 11798 

Pacific Trust Bank Arlington Ave, Riverside, CA(951) 352'5980 5030 

Raincross Credit Union Indiana Ave, Riverside, CA(951) 343'3280 8543 

Rafe Federal Credit Union Magnolia Ave, #A, Riverside, CA(951) 682'1555 6876 

Service Plus Credit Union University Ave, Riverside, CA(951) 680'1998 1209 

California Community Credit Union Capitol Mall, Sacramento, CA(916) 443'6715 800 

California Credit Union League K St, Sacramento, CA(916) 325'1360 1201 

Church Co-Op Credit Union K St, Sacramento, CA(916) 492'2228 2120 

Frontier Financial Credit Union Sacramento, CA(775) 829'2070 

Golden 1 Credit Union Broadway, Sacramento, CA(916) 732'2900 1326 

Sacramento California Credit Union H St, #100, Sacramento, CA(916) 444'6070 800 

Safe Credit Union K St, #100, Sacramento, CA(916) 979'7233 2901 

Schools Financial Credit Union Claudia Dr, Sacramento, CA(916) 569'5400 1631 

Central Coast Credit Union S Main St, Salinas, CA(831) 422'2325 900 

Coast Tel Federal Credit Union Palma Dr, Salinas, CA(831) 758'1001 455 

Steinbeck Credit Union Merchant verified Abbott St, Salinas, CA(831) 757'2941 333  

Arrowhead Credit Union Del Rosa Ave, San Bernardino, CA(909) 881'3355 6350 

Financial Services San Bernardino, CA(909) 421'0103 

Cabrillo Credit Union Front St, #2295, San Diego, CA(858) 547'7400 880 

First Future Credit Union  Camino De La Reina, San Diego, CA(619) 299'6108 350 

Great American Credit Union 1st Ave, San Diego, CA(619) 296'5800 3969 

Mission Federal Credit Union Camino Del Rio N, San Diego, CA(800) 500'6328 2020 

Navy Federal Credit Union Westminster Mall, San Diego, CA (877) 573'2327 519 

North Island Credit Union N Harbor Dr, San Diego, CA (619) 656'6525 937 

Point Loma Credit Union Sports Arena Blvd, San Diego, CA(619) 226'5602 3777 

San Diego County Credit Union Overland Ave County Ops Ctr, San Diego, CA 

(877) 732'2848 5555 

SD Medical Federal Credit Union Merchant verified Rio San Diego Dr, San Diego, CA

(619) 641'1100 8889 

Embarcadero Federal Credit Union Washington St, San Francisco, CA(415) 575'1900 500 

Lee Federal Credit Union Grant Ave, San Francisco, CA(415) 982'0915 915 

Patelco Credit Union 2nd St, #300, San Francisco, CA(415) 442'6200 156 

Peninsula Postal Credit Union Main St, San Francisco, CA(415) 206'7114 390 

Provident Central Credit Union Golden Gate Ave, #2, San Francisco, CA(415) 864'1519 450 

Redwood Credit Union Van Ness Ave, San Francisco, CA(415) 861'7928 100 

San Francisco Federal Credit Union Geary Blvd Branch Golden Gate Ave, San Francisco, CA (415) 775'5377 770 

Spectrum Federal Credit Union Montgomery St, San Francisco, CA(415) 398'6100 315 

Alliance Federal Credit Union Forest Ave, San Jose, CA(408) 947'2553 2105 

Atd Federal Credit Union Via Del Oro, #205, San Jose, CA(408) 365'4444 6830 

San Jose, Credit Union Merchant verified Asbury St, San Jose, CA(408) 294'8800 140 

Santa Clara County Federal CU N 1st St, San Jose, CA(408) 282'0700 852 

Star One Credit Union Blossom Hill Rd, San Jose, CA(866) 543'5202 1090 

Technology Credit Union Merchant verified  San Jose, CA(408) 451'9111 

Use Credit Union W San Carlos St, San Jose, CA(408) 271'8945 1570 

Valley Credit Union Story Rd, San Jose, CA(408) 955'1300 1775 

Cannon Federal Credit Union E Dyer Rd, Santa Ana, CA(714) 429'4299 666 

Comunidad Latina Federal CU W Warner Ave, Santa Ana, CA(714) 754'7675 1317 

Cherry Efcu E Warner Ave, Santa Ana, CA(714) 708'2435 

Eagle Community - California Credit Union W Sunflower Ave, Santa Ana, CA 

(800) 324'5328 3101

First American Federal CU 1 First American Way S, Santa Ana, CU (714) 647'4447 

Mutual Diversified Federal CU E 4th St, Santa Ana, CA(714) 953'0046 2030 

Patriots Federal CU N Tustin Ave, #A, Santa Ana, CA(714) 285'9601 431 

Santa Ana Federal Credit Union W Santa Ana Blvd, Santa Ana, CA(714) 834'1341 800 

Western Federal Credit Union Plaza Dr, Santa Ana, CA(714) 424'9015 3751 

Lockheed Federal Credit Union Bouquet Canyon Rd, Santa Clarita, CA(661) 263'3950 26459 

Pscu Financial Service Sidani Ln, Santa Clarita, CA(661) 263'0645 19515 

Premier Community Credit Union N Country Club Blvd, Stockton, CA(209) 465'4990 1267 

Rarin Federal Credit Union N Locust St, Stockton, CA(209) 933'9275 327 

Allied Credit Union W March Ln, Stockton, CA(209) 235'9119 2131 

Awppw Local Credit Union Lindbergh St, Stockton, CA(209) 234'4388 6364 

Catholic Credit Union S Center St, Stockton, CA(209) 948'6024 18 

Central State Credit Union N Center St, Stockton, CA(209) 444'5300 919 

Financial Center Credit Union Main Office N El Dorado St, Stockton, CA(209) 948'6024 18 S Center St, Stockton, CA and (209) 465'8059 440

Western Financial Credit Union Country Club Blvd, Stockton, CA(209) 466'3505 1826 

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